We will examine the Itaú Personal credit card with precision and clarity in this article. Our objective is to provide a simplified and accessible analysis to help you better understand this financial product. We are committed to offering reliable information to guide your financial decisions.
El Itaú Personnalité was created by Itaú bank to meet the needs of a segment of customers with a different profile. Its creation was a response to the demand for more exclusive and personalized financial services for high-income clients.
The Personnalité segment was launched in 2002 and has since been consolidated as a reference in premium banking services in Brazil. The main objective was to offer a differentiated experience, with personalized attention, personalized financial solutions and a range of exclusive benefits, such as specialized managers, VIP lounges at airports, differentiated rewards programs, among others.
What is the Itaú credit card indicated for?
The Itaú Personnalité card is suitable for customers looking for premium financial services and exclusive attention. Typically, it is aimed at high-income people who want to access a variety of differentiated benefits and services, such as specialized managers, VIP lounges at airports, exclusive rewards programs, among others.
Below are the requirements to request the card:
- Minimum age of 18;
- CPF regularized with the Federal Revenue Service;
- Minimum income required: 1 minimum wage;
- Mandatory credit assessment.
Tariffs and commissions for the Itaú card:
It is crucial to understand the fees associated with your credit card to make an informed decision. Here are some details about the Itaú credit card:
- Annual fee: exempt from annual fees.
- Interests on the revolving balance: 1.12% per month.
- Possibility of international purchases: The card is international, subject to the Tax on Financial Operations (IOF) and a foreign currency conversion fee to Real.
What is the credit limit for the Itaú card?
The credit limit of the card depends on the individual financial history. Bradesco evaluates several factors before determining the limit, including payment patrons and credit history. It can reach up to R$30,000.00.
Itaú Personal card request:
The card request must be made in person at a red store or online through the itaú personal website.
Is it worth it?
Before making a decision, it is important to consider the benefits, fees, payment conditions and other aspects of the card. You can compare the characteristics of the card with your preferences and needs to determine whether it meets your expectations and whether it is a profitable option for you.
Click on the button below to be redirected to the official website where you can request the Itaú Personal credit card.