How to apply the Credit Card: Digital Gold

With the Banco Azteca Gold digital card, your purchases will always be safe. With its dynamic security code it cannot be cloned. Keep reading and find out how to get it!

Find out more about the card

The gold credit card is a financial product from Banco Azteca designed for users with a modern and current life. It is 100% digital and has no annual costs. It also has a wide variety of benefits, among which we can list the following:

• No credit history so it is ideal for young people starting their banking history
• No minimum monthly income required
• No annual fees
• Offers from 3 to 6 months without interest in physical and online purchases
• You can request it from the mobile app if you are a Banco Azteca customer
• You can have the 100% available up to your credit limit without complications

Previous requirements

Requesting this Gold digital card is very simple, you only need to meet the following prior requirements to obtain it:

• Being Mexican or foreign with permanent residence
• 22 year old mayor
• Present current official identification issued by IFE/INE
• Present proof of residence valid for at least 3 months, this may be a receipt for water, electricity, gas, telephone, etc., which is in the name of the card applicant
• Have a good credit history

For those who are starting their credit history, a bank validator will visit them and make the decision if they grant or not the card.

Only with these few requirements can you have your Oro del Banco Azteca credit card. Pulse here to request it.

About Banco Azteca

El Banco Azteca It is a Mexican financial institution; It began its operations in 2002, when together with the Elektra store, it opened 800 branches throughout the national territory.

This bank has been characterized by offering credits for consumption and personal loans. There are also bank deposits that generate an excellent interest rate and do not charge commissions.

Asimismo, has consolidated itself as a financial institution committed to Mexican society and its inclusion in the banking system.

Since its beginning, it has offered affordable and easy-to-access products and services for the general population.

Furthermore, your current commitment is to include those remote places from which nadie has arrived. Currently, it operates in Guatemala and Honduras.

Committing to innovation and technology, Banco Azteca was one of the first to implement biometric identification as a security measure for its customers.

Your digital platform is secure and simple and allows your users to interact and request your products quickly.

In this way, we achieve prosperity, including all Mexicans.

Through its website you can access a magnificent digital platform that allows you to check balances and view account states.

You can also make a large number of payments, open accounts online, request your credit card and more.

It uses the Token security system and its known biometric system through digital screens, which makes it a very secure bank.

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Who is this card for?

The Banco Azteca Gold credit card was designed and addressed to a large group of people in Mexican society.

Without annual fees or commissions per use, it seeks to include a greater number of customers.

Because the 100% is digital, it is ideal for young people, entrepreneurs, businesspeople and traders who value time, so you can request it from the App on your cell phone.

It is also aimed at individuals from 22 to 69 years and 11 months, customers of Banco Azteca and with a good banking history.

Therefore, these requirements are not limiting for requesting the card, as each case is treated in a particular way and you will receive a personalized response from the bank.

Step by step to request the card

To request and process your Banco Azteca Oro credit card, it is convenient to be a customer of the bank, as this allows you to do it from your cell phone App and follow these steps:

• Enter there Web page
• Click on the request card option
• Complete the card request form online and submit the required information, it is important to fill in all the required spaces
• Check that the information provided is correct and click on the “Send Request” button
• A Banco Azteca representative will inform you about the status of your request
• It is important to keep in mind that the approval of the card request will depend on the financial and credit information you provide, as well as other factors that Banco Azteca considers relevant

Another way to request it is to visit one of the Banco Azteca branches that is close to your home and manage it in person.

TAP HERE AND SEE THE OFFICIAL TARGET PAGE

Positives and negatives of the card

Deciding which is a positive or negative aspect of a credit card will depend on the user's needs.

Therefore, below we detail both the positive and negative aspects of this card so that you can make the decision.

Among the positives we can mention:

• You can request it without credit history
• Without annual fees
• No minimum income
• From 3 to 6 months without interest purchasing from stores affiliated with the promotion
• Purchase protection
• Extended warranty

Although the Gold digital card has very attractive benefits, we must mention that one of the negative aspects is its high interest rate.

Its CAT of 105.3% is also one of the largest in the market and is, without a doubt, negatively affecting the use of this credit card.

Asimismo, it does not have a rewards program and its benefits are basic; Another negative aspect to take into consideration is that if you have no credit history, an appraiser will visit you.

This is quite uncomfortable for some people, which is why we put it as a negative.

How to unlock the card

If your Oro del Banco Azteca credit card is blocked for any reason, you can unlock it online using the following steps:

• Access it official page from the card
• Select your user + token
• Card number + security NIP
• Follow the steps that the system takes you and you can unlock your card

You can also call the bank via the telephone line 55 5447 8810, free of charge and available 24 hours a day, throughout the year or go to some of the closest branches to your home and make the report.

Tasas and aranceles

The Value Added VAT Tax is added to all commissions, in addition to being mentioned and reflected in the Mexican currency.

Customer attention

To have more information about the banking products that this financial institution offers or if anyone complains or doubts, you can communicate through the following communication channels:

• Telephone exchange:  55 5447 8810, from any part of the country without cost from every month to the weekend from 9:00 to 16:00.
• Web page: presses here

TAP HERE AND DOWNLOAD THE BANCO AZTECA APP

You can also visit social networks Facebook, Twitter, Instagram y TikTok, in any case the information will be available every day.

Discover other credit cards on our website, like here Inbursa Platinum Credit Card.