We will accurately and clearly examine the next bank card in this article. Our goal is to provide a comprehensive, simplified and accessible analysis to help you better understand this financial product. We are committed to providing reliable information to guide your financial decisions.
Next is a Brazilian technology company, which operates as a fintech and credit and debit card operator, headquartered in the city of São Paulo, in the state of the same name. Founded on October 30, 2017, the company has been active for over 6 years.
Who is Banco Next suitable for?
The next bank card is aimed at individuals looking for a solution for their daily expenses. It is a very modern option and designed to meet the common needs of your financial routine.
Below are the requirements to apply for the card:
- Minimum age of 18 years;
- CPF regularized with the Federal Revenue Service;
- Minimum income required: at least R$ 0.01
- Mandatory credit assessment.
Banco Next rates and fees:
It's crucial to understand the fees associated with the card to make an informed decision. Here are some details about the card:
- Annual fee: First 5 months free, valid only when opening an account, after this period or card upgrade, R$45.00 will be charged monthly.
- Revolving interest: 12.93% per month.
- Possibility of international purchases: The card is international, subject to the Tax on Financial Operations (IOF) and the foreign currency to Real conversion rate.
What is Banco Next's credit limit?
Just like any other institution, Banco Next releases initial limits for its customers depending on the analysis of their credit and income, but in general this limit can vary from R$ 500 to R$ 5,000⁴.
Next Bank Request:
The card request must be made through the application, as there is no physical request option. The documents required to apply for the card include ID or CNH, CPF and proof of income.
It is worth it?
The Banco Next card is a modern option. However, there are other options on the market with different benefits, this card can be a suitable choice for those looking for simplicity in a credit card.
Click the button below to be redirected to the official website where you can request the your Banco Next card.