We will take a precise and clear look at the XP credit card. Our goal is to provide a simplified and accessible review to help you understand more about this financial product. We are committed to offering reliable information to guide your financial decisions.
XP Investimentos was founded almost 20 years ago, and is currently one of the largest financial institutions in Brazil, offering advice to small, medium and large investors.
Who is the XP Card suitable for?
The card is available to all customers who already have an active Digital Account.
Below are the requirements to apply for the card:
- Minimum age of 18 years;
- CPF regularized with the Federal Revenue Service;
- Minimum income required: there is no minimum income.
- Mandatory credit assessment.
XP Card fees and charges:
It's crucial to understand the fees associated with the card to make an informed decision. Here are some details about the card:
- Annual fee: The card has no annual fee.
- Revolving interest: The average interest rate for revolving is 10.01% per month, and 6.80% for installments.
- Possibility of international purchases: To obtain the XP Internacional Card, you need to have an international account, which is offered by XP International, a brand maintained by XP Investimentos and which is authorized to operate in the United States.
What is the XP Card credit limit?
Just like in any other institution, based on your income analysis, your limit appears and can be up to R$50 thousand.
XP Card Request:
The card request is limited to XP Investimentos customers and is available exclusively on its application.
It is worth it?
XP's objective in launching the Visa Infinite card is not to compete in the national premium credit card market, but rather to offer an additional product to its customers.
The card has a particularly interesting point. As it does not have a number, the customer can request the virtual card number to be changed in the app, without affecting their physical card. This is very practical because in case of cloning you don't need to change the plastic.
Click the button below to be redirected to the official website where you can request the your xp credit card